In 2025, banking app UI design using advanced UI/UX design services sees a 33% rise in daily active users. For example, intuitive dashboards boost engagement. In 2025, the priorities for UX/UI design in banking apps are speed, clarity, and trust. UI/UX design services include one-touch actions, biometrics, and intelligent suggestions. Banking app UI design reduces bill payments to two taps and provides valuable information; apps with simplified processes demonstrate higher conversion rates and faster task completion, which increases customer retention.
Key Takeaways
In 2025, UI/UX design for banks will emphasize personalization, security, and simplicity. According to Statista, 82% of users prefer apps with an intuitive interface and biometric authentication.
Popular apps like Revolut and Monzo provide instant feedback and easy navigation, increasing engagement.
Reliable sources such as Statista (2025), Forrester Research, and The Financial Brand confirm that thoughtful UI/UX design increases customer retention for banks by 27%.
Here are some of the best examples of UI/UX designs in today’s banking apps.
Citibank
Citibank’s UI/UX design for banks is clear and user-friendly. The style is minimalist and modern. The app’s UI allows for its multiple functions: you can work with cards, transactions, and operations. Filters make it easy for the user to specify the details and make sure they are not making any mistakes while performing financial operations. The in-app chat looks like a cooler version of Facebook’s messenger, and the Location feature has a map, which seems like a simple solution but is often ignored in banking apps.
Citibank’s banking app UX design features clear navigation and personalized financial analytics, helping millions of users effectively manage their accounts and easily access key services.
Alfa Bank
Alfa Bank’s mobile banking design utilizes vibrant visuals and quick-access tools, allowing users to transfer funds or pay bills with just a few taps, making everyday banking more convenient.
Russian Alfa Bank is one of the best examples of well-designed banking apps. It has easy-to-understand and intuitive options for all things finance. The colors are simple yet bold, and every screen is easy to navigate. The account overview has all the basic information and allows the user to swipe to select a necessary account and tap for them to see all the details.
Cradle
Cradle, a bank that allows you to create an account no matter where you’re from, has a bolder and more creative approach to design. The app boasts a range of colors, plays with geometry, and embraces neon. Each screen was created as a wireframe first and then embodied in the final visual design.
Cradle’s UI/UX design for banks focuses on a user-friendly interface and visual cues that help users set up accounts and perform everyday transactions with clarity and minimal effort.
All cards and accounts are in one place. You can swipe right and left to swap them. Your spendings are presented as pie charts with details that you can unfold below. The app gives you a clear understanding of how much you spend each month and what you spend the money on.
Mobile Banking Design Challenges
Banking app UI design faces challenges such as balancing security and ease of use, supporting various devices, and ensuring accessibility for all users while maintaining brand integrity.
Multiple banking apps such as Bank of India’s app, People’s United Bank app, and HDFC mobile banking app. All of them have common problems:
- confusing and unwelcoming UI
- slowness
- lack of crucial functionality
- overload of figures
- confusing error messages
It might be that they don’t put enough resources into UI/UX design or still underestimate the importance of user experience. We’ll never know. But for future banking apps, this article will offer some tips. These are necessary for a successful banking app and something the bank can request from their in-house team of designers or from the outsourcing agency they are hiring for developing their banking app.
1. Explain how the app works
The first thing you need to consider is short instructions for how the app works. A short guide for what can be done with the app can be in the form of a short video or intro slider that pops up after the user opens the app. Storytelling or interactive design can make this process more engaging!
Great banking app UX design uses onboarding tours and cues. A step-by-step guide helps first-time users navigate the app’s features, making the onboarding process simple and seamless.
2. Signup should be simple and secure
UI/UX is vital in the registration process: your users will have to share a lot of data with the app and go through multiple steps to ensure security. The task of every designer is to reduce the number of steps and make sure the process is as easy as possible.
3. Help users find ATMs and branches
UI/UX design for banks should offer location and map integration. Users can instantly find the nearest ATM or branch by tapping the map icon, enhancing convenience.The Location feature that shows where the nearby bank branches and ATMs are can be a lifesaver for the users. Your design should include a map (geo-location API such as Google Maps is perfect for that) and an “ATMs near me” feature.
4. Use flat navigation
Banking app UI design benefits from flat navigation—users can access core features like transfers, statements, or support with just one or two taps from the home screen.
For banking apps, it can be useful to have all the information in one interface. In this case, all the menus will be in one place and the users could go directly to the thing they want to do with one tap. This is achieved with the UI technique called flat menus or flat navigation, where users can find everything on one interface.
5. Switch texts for visual cues
UI/UX design for banks should replace complex text with icons or color cues. A green checkmark for successful payments makes it easy to understand the status without reading long messages.
People prefer imagery over texts. Symbols or pictures can often substitute texts, and the task of every UX/UI designer is to make that happen. Don’t make people read unless you really must! A/B testing and multivariate is the way to go if you want to find out which icons and other forms of imagery work best for your banking app. All your imagery should be clear, concise, and accompanied by short text if necessary.
6. Mimic iOS/Android design patterns
The mobile banking design should mimic native iOS/Android UI patterns. Using familiar bottom navigation and gestures ensures ease of use and improves user satisfaction.
Mimicking iOS design patterns and Android design patterns in your iOS and Android apps respectfully creates a sense of familiarity for the users. To make sure your app is intuitive and familiar, complete input fields, push notifications, header bars, menus, and other types of patterns to be consistent with the operating systems that your customers use.
7. Include transaction confirmations
Banking app UX design should display transaction confirmations. After a transfer, users see a screen with a receipt and transaction details, along with the option to save or share.
Transform your financial products – invest in banking app UX design to provide a secure, intuitive, and engaging experience that sets your services apart from the competition.
In software product engineering, UI/UX design for banks is mission-critical. The best banking apps combine robust security, intuitive navigation, and visual clarity. By prioritizing user-centric processes and consistent standards, banks not only comply with regulations but also delight customers, fostering retention and trust in a competitive digital environment.
Elinext Software Development Expert
Conclusion
UI/UX design for banks is shaping the future of digital finance. Case studies show that clear navigation, visual feedback, and user-centered processes increase trust and loyalty in banking apps.
UI/UX design is based on five principles. These are functionality, reliability, usability, proficiency, and creativity. For banking apps and other financial software, these principles are just as important, if not more, as for the other types of applications. If you need to design an application that follows these main principles, is clear, intuitive, and speaks right to the user, contact Elinext for development costs.
FAQ
What makes a great banking app UI/UX?
Banking app UI design offers simple navigation, a clear visual interface, and instant feedback. A one-tap fund transfer feature allows for quick and easy financial management.
What are the essential features for banking app UI/UX?
Mobile banking design includes biometric authentication, easy account switching, quick transfers, bill payments, and transaction search, all packaged in a clear and responsive interface.
What are the best real-world examples of excellent banking app design?
Examples of UI/UX design for banks include apps like Monzo, Revolut, and Chime, which offer real-time notifications, quick signup, and intuitive dashboards for a seamless banking experience.
What are the top use cases for UI/UX improvements in banking apps?
Mobile banking design benefits from UI/UX improvements in onboarding, quick payments, personal finance analytics, and fraud alerts—all of which enhance user trust and convenience.
How can designers improve usability for older or non-tech-savvy users?
UI/UX design for banks can include larger fonts, clear icons, voice prompts, and simple layouts, making the app accessible to older or less-experienced users, allowing them to easily manage their finances.
What are the most common UI mistakes in banking apps?
Banking app UI design mistakes include cluttered screens, hidden features, unclear error messages, and inconsistent icons, which confuse users and reduce trust in the app.
What emerging UI/UX trends are shaping modern banking apps?
Banking app UX design trends include AI-powered personalization, dark mode, voice commands, and instant spending analytics, all of which improve user experience and engagement.
How do UX designers ensure security without hurting usability?
Use risk-based authentication, biometrics, and clear microcopy. The banking app UX design requires Face ID for transfers but provides a seamless balance view.
